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Complementary
HR, Payroll & Time
Last reviewed Jul 14, 2026

CableFi vs Gusto

Gusto is full-service payroll, benefits, and HR for small businesses. CableFi's payroll is pay stubs with direct deposit through Stripe — not a full tax-filing payroll processor. Many contractors run both.

TL;DR verdict

Choose CableFi if…

Everything except full payroll tax filings.

Choose Gusto if…

Full-service payroll, benefits, and HR compliance.

Bottom line

Use both. CableFi ops + Gusto payroll is a common combo.

At a glance

Company and product facts at a glance
Founded20222011
HeadquartersWilmington, NCSan Francisco, CA
Pricing modelPer-organization, unlimited usersBase + per-employee monthly
Best forStructured cabling & low-voltage contractorsFull-service payroll
PricingOne-time lifetime licenseFree tier for contractors
Offline (PWA)Full (48h)No
Mobile / PWAFull PWAPartial
IntegrationsGrowingQuickBooks, Xero

What is CableFi?

PWA for LV ops with HR records, time clock, pay stubs and Stripe direct deposit. Not a tax-filing payroll service.

Learn more about our features or pricing.

What is Gusto?

Gusto handles payroll runs, tax filings, benefits, and HR compliance for small businesses.

Learn more at Gusto.

Feature comparison

CableFi capability data is verified against the codebase.

CableFi vs Gusto feature-by-feature comparison
FeatureCableFiGusto
HR
Payroll (payslips + Stripe direct deposit)
Pay stubs + direct deposit through Stripe, paid by ACH from your linked bank account. Not a full tax-filing payroll processor like Gusto/ADP.
HR employee records
FullFull
Field
GPS time clock
FullFull
Project Management
Projects, tasks, scheduling
FullNot offered
Estimating
Manual estimating & materials catalog
FullNot offered

Strengths & weaknesses

CableFi strengths

  • Time clock + HR records + pay stubs inside the same PWA

Gusto strengths

  • Full-service payroll
  • Benefits
  • Solid HR compliance

CableFi weaknesses

  • No federal/state payroll tax filings
  • No benefits admin

Gusto weaknesses

  • Not a construction ops tool

Pricing

CableFi

Per-organization, unlimited users.

See full pricing

Gusto

$49/mo base + $6/employee (Simple), higher for Plus/Premium.

Visit Gusto

Which should you pick?

Small LV shop wanting one tool
Ops + basic pay stubs, if you don't need full payroll.
→ CableFi
Need full-service payroll & benefits
That is Gusto's core.
→ Gusto
Both
Common combo.
Either works

Frequently asked questions

Related comparisons

Sources

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