Choose CableFi if
Everything except full payroll tax filings. Payroll is on the Professional license.
HR, Payroll & Time · Run them side by side
CableFi vs Gusto
Gusto is full-service payroll, benefits, and HR for small businesses. CableFi's payroll, on the Professional license, is pay stubs with direct deposit through Stripe — not a full tax-filing payroll processor. Many contractors run both.
The verdict
Use both. CableFi ops + Gusto payroll is a common combo; CableFi's own pay stubs come with Professional.
Choose Gusto if
Full-service payroll, benefits, and HR compliance.
CableFi, on screen
Crews and hours, tied to the job.
Crews are scheduled on the labor plan and techs clock in from the phone; HR and time clock sit in Operations.
Projects · Labor plan
- Crew tasks on the calendar
- Task groups with hours
- Month, week or day
At a glance
The two, side by side.
| Feature | CableFi | Gusto |
|---|---|---|
| Pricing | Starter Monthly is $200 a month for shops doing up to $500,000 a year, with up to 10 users. Or a one-time lifetime license: Starter $2,500 or Professional $5,000, unlimited users. No per-seat fees, no free trial. | Base + per-employee monthly |
| Built for | Multi-trade low-voltage and structured cabling contractors | Full-service payroll |
| How to try it | 30-minute demo | Free tier for contractors |
| Works offline | Yes: the field app works offline | No |
| Phone app | Installs on any phone | Partial |
| Founded | 2022 | 2011 |
| Headquarters | Wilmington, NC | San Francisco, CA |
What is CableFi?
PWA for LV ops with HR records, time clock, pay stubs and Stripe direct deposit. Not a tax-filing payroll service. Payroll is on the Professional license.
Starter Monthly is $200 a month for shops doing up to $500,000 a year, with up to 10 users. Or a one-time lifetime license: Starter $2,500 or Professional $5,000, unlimited users. No per-seat fees, no free trial.
What is Gusto?
Gusto handles payroll runs, tax filings, benefits, and HR compliance for small businesses.
Pricing: $49/mo base + $6/employee (Simple), higher for Plus/Premium.
Feature by feature
What CableFi and Gusto each do.
The CableFi column is checked against the product itself. Where we couldn't verify what the other tool does, we say so.
| Feature | CableFi | Gusto |
|---|---|---|
| HR | ||
| Payroll with payslipsPay stubs + direct deposit through Stripe, paid by ACH from your linked bank account. Not a full tax-filing payroll processor like Gusto/ADP. On the Professional license. | Partial | Yes: Full-service payroll + tax filings |
| HR employee records | Included | Included |
| Field | ||
| GPS time clock | Included | Included |
| Project Management | ||
| Projects, tasks, scheduling | Included | Not included |
| Estimating | ||
| Manual estimating & materials catalog | Included | Not included |
* Partial support. “Not verified” means we couldn't confirm it from the vendor's public material.
Which should you pick?
Strengths, gaps and the jobs each one fits.
CableFi strengths
- Time clock, HR records and pay stubs in the same app (Payroll on Professional)
Gusto strengths
- Full-service payroll
- Benefits
- Solid HR compliance
Where CableFi falls short
- No federal/state payroll tax filings
- No benefits admin
Where Gusto falls short
- Not a construction ops tool
- Small LV shop wanting one toolOps + basic pay stubs, if you don't need full payroll. Payroll is on the Professional license.Best fit: CableFi
- Need full-service payroll & benefitsThat is Gusto's core.Best fit: Gusto
- BothCommon combo.Best fit: either one
Questions
CableFi vs Gusto: common questions
Does CableFi file payroll taxes?
No. CableFi produces pay stubs and can pay employees by direct deposit through Stripe, but does not file federal/state tax. Pair with Gusto (or similar) for full payroll. Payroll is on the Professional license.
Weighing CableFi against Gusto? See it in 30 minutes.
Your operation will run 20% more efficient in 12 months or your money back. Applies to the Starter and Professional lifetime licenses. See the terms
30-minute demo · Both guarantees in writing